myUsearch blog

Honest college information — choose, apply, get into and pay for college.

Can You Afford to Go to College?

July 09, 2010 By: Category: Aid for College, Financial Student Aid

Today we have a guest post from Mary Fallon from

The most confusing part of college planning is understanding your net price and out-of-pocket costs before applying.  Your specific cost of college is a mystery because your eligibility for student aid, which reduces costs, usually isn’t provided until after a college accepts you and issues an aid award letter. By then, it’s too late to comfortably comparison shop to find which college will offer you the best deal.  Not having a choice among affordable colleges may lead to borrowing huge amounts that will take many years to pay back after college graduation.


Photo by Medium Boy

Some students who want to go to college don’t even apply because the “sticker price” colleges post on Web sites and handbooks scares them off.  But sticker price is not the price most students pay. Two colleges may have vastly different sticker prices, but your net cost to attend both may be similar. Your net cost may even be less at the college with the higher sticker price.

To help prospective college students know – before they spend money on applications – just how much student aid to expect from each college, the U.S. Congress approved a college-cost transparency law. The law makes all schools that offer federal aid – from career schools to major research universities –to post a net price calculator on their Web sites by October 2011. If you’d like to see how a net price calculator helps you, try the one offered by the University of Arkansas.

How to Determine the Net Cost of College without a Net Cost Calculator?

If you don’t see a net price calculator on a college Web site, ask the financial aid office when it will be available and whether they will figure your net price by hand.

Because most of the 7,000 post-secondary schools haven’t posted their net price calculators yet, there are additional resources to help determine your student aid eligibility.

We at offer free college-planning information and a free utility – the College Suggestor, which provides names of the colleges most commonly considered by other students who were interested in the same colleges as the user.

In addition to all of this free information, can put you in touch with one of our Student Aid Advisors, who figures out your aid, net price, and out-of-pocket estimates. You get the results as a personalized College Cost & Planning Report™, a workbook that compares your chosen colleges side-by-side so you can decide which is the best fit for you. Your workbook has a custom planning timeline, information about grants you’re eligible to receive and how financial aid works, and in-depth profiles of each college – saving you time and money. The service is free for low-income students.

Don’t get mislead by college-cost calculators on news and college-planning Web sites. Typically they are based on incomplete, outdated, or imprecise information, so they won’t show what your real costs will be and their “Expected Family Contribution” numbers often are too inaccurate to guide your financial decisions.

However, there are some objective college comparison Web sites that while not able to calculate your student aid eligibility accurately like we do at, they do compare how much average aid is awarded.  So we don’t sound biased about our services, here are a few other options:

College Results Online
is one Web resource that shows federal, state, and college aid averages along with graduation and retention rates so you’ll know whether you’ll be paying for four or more years of college bills.

Another general resource is College InSight that lets you build a comparison table from dozens of variables to help you narrow your search.

Learn your aid eligibility and net price early in your college planning process.  If you’re in high school, by junior year or no later than the summer before senior year is the best time to focus on which colleges will fit your academic goals and bank account. Knowing your aid eligibility before applying to colleges will reduce your anxiety about where to apply and how much money you can expect to reduce your out-of-pocket costs for college.

  • download ia ma viata mea in brate
  • poesia de amor zippy
  • justice crew songs free download
  • p nk there you go mp3 download
  • download mp3 terbaru 2010 indonesia
  • love came down at christmas free mp3
  • counter strike 1.9 software
  • sylwia grzeszczak karuzela mp3 download free
  • download video of female version of emptiness
  • south park season 14 ipod
  • deliver us free
  • plantas contra zombies descargar gratis completo y en espaAol
  • free download bang bang nancy sinatra mp3
  • agere systems hda modem driver download windows xp
  • mp3 music free online
  • dell driver manager installation
  • japanese rpg pc games
  • as torres gA?meas dublado online
  • j squad knuck if u buck
  • soniye hiriye download mp3 songs pk
  • mu online private server fast
  • 2go to my mobile phone
  • idm 6.07 free download full version with key
  • speedfan 4.45 free download
  • download swishmax 4 ita crack
  • billy hlapeto feat. lexus letter download
  • knight rider music mp3 download
  • warcraft 3 free full game rar
  • c&c zero hour free download mac
  • blink 182 neighborhoods download zip
  • simple php login script
  • windows 7 trial
  • video helper firefox 6
  • download sony vegas 8 crack full
  • blackberry application download to pc
  • xerox workcentre 7345 ps driver download
  • how to download free music on ipad
  • temple run brave game free
  • hp psc 1315 scanner download software
  • revenge minecraft download free
  • clp 310 driver download
  • movie viewer software download
  • samsung java games mobile
  • selena gomez tell me something video download
  • tata docomo postpaid duplicate bill
  • pspice student version download 9.2
  • dance song download free
  • makadi my cup free
  • dragon age awakening ps3 cheats
  • video hantu lucu 3gp
  • seAorita reykon y daddy descargar mp3
  • best software for ing files
  • trina back to business mixtape download
  • that girl pharrell mp3
  • livro para sempre gratis
  • windows live messenger per nokia n8
  • sistar loving u download 3gp
  • gabbar singh songs free south mp3 320kbps
  • brother 7820n driver windows 7 64 bit
  • msi ms 7529 sound driver download
  • full version software free for pc
  • kaulah segalanya free mp3 downloads
  • sri lanka anthem mp3 free
  • english psp game demo downloads
  • nordestinos do forro mp3 download
  • unlock code free
  • you got me download mp3
  • behemoth ceremony of shiva free mp3
  • naruto 599 bahasa
  • amanhecer parte 2 rmvb legendado
  • nokia e72 applications free
  • hp photosmart c4780 software free download mac
  • peanut butter jelly time download mp3
  • juste avant toi download
  • minecraft forge free download mac
  • robo trA?i cA?y full
  • bluetooth pc xp
  • fl studio sound kit free
  • bengali mp3 song site
  • idm keygen generator free download
  • dead 4 left 2 free download game
  • arcangel mi voz mi estilo y mi flow descargar
  • aashiyan barfi download male
  • rihanna ft chris brown free download
  • rambo 1 rmvb
  • raw ouran highschool host club episodes
  • chamillionaire welcome to houston download
  • surah yasin mp3 free download urdu translation
  • download greenpois0n for ios 5.1 untethered
  • copytrans photo free download full version
  • coraAA?o valente dublado dvdrip
  • de repente 30 download rmvb dublado
  • gta save game
  • autocad version converter download
  • paglu 2 bengali mp3 songs
  • getgo manager free full version
  • orcs and elves mobile
  • botdf all the rage download
  • everybody have fun tonight mp3
  • paypal for downloadable products
  • reel steel movie free
  • mapa europy do nawigacji samochodowej download
  • dvdrip file player free download
  • livro de farmacologia download