myUsearch blog

Honest college information — choose, apply, get into and pay for college.
Subscribe

Can You Afford to Go to College?

July 09, 2010 By: Category: Aid for College, Financial Student Aid

Today we have a guest post from Mary Fallon from Studentaid.com

The most confusing part of college planning is understanding your net price and out-of-pocket costs before applying.  Your specific cost of college is a mystery because your eligibility for student aid, which reduces costs, usually isn’t provided until after a college accepts you and issues an aid award letter. By then, it’s too late to comfortably comparison shop to find which college will offer you the best deal.  Not having a choice among affordable colleges may lead to borrowing huge amounts that will take many years to pay back after college graduation.

coinsmedium_boy.jpg

Photo by Medium Boy

Some students who want to go to college don’t even apply because the “sticker price” colleges post on Web sites and handbooks scares them off.  But sticker price is not the price most students pay. Two colleges may have vastly different sticker prices, but your net cost to attend both may be similar. Your net cost may even be less at the college with the higher sticker price.

To help prospective college students know – before they spend money on applications – just how much student aid to expect from each college, the U.S. Congress approved a college-cost transparency law. The law makes all schools that offer federal aid – from career schools to major research universities –to post a net price calculator on their Web sites by October 2011. If you’d like to see how a net price calculator helps you, try the one offered by the University of Arkansas.

How to Determine the Net Cost of College without a Net Cost Calculator?

If you don’t see a net price calculator on a college Web site, ask the financial aid office when it will be available and whether they will figure your net price by hand.

Because most of the 7,000 post-secondary schools haven’t posted their net price calculators yet, there are additional resources to help determine your student aid eligibility.

We at StudentAid.com offer free college-planning information and a free utility – the College Suggestor, which provides names of the colleges most commonly considered by other students who were interested in the same colleges as the user.

In addition to all of this free information, StudentAid.com can put you in touch with one of our Student Aid Advisors, who figures out your aid, net price, and out-of-pocket estimates. You get the results as a personalized College Cost & Planning Report™, a workbook that compares your chosen colleges side-by-side so you can decide which is the best fit for you. Your workbook has a custom planning timeline, information about grants you’re eligible to receive and how financial aid works, and in-depth profiles of each college – saving you time and money. The service is free for low-income students.

Don’t get mislead by college-cost calculators on news and college-planning Web sites. Typically they are based on incomplete, outdated, or imprecise information, so they won’t show what your real costs will be and their “Expected Family Contribution” numbers often are too inaccurate to guide your financial decisions.

However, there are some objective college comparison Web sites that while not able to calculate your student aid eligibility accurately like we do at StudentAid.com, they do compare how much average aid is awarded.  So we don’t sound biased about our services, here are a few other options:

College Results Online
is one Web resource that shows federal, state, and college aid averages along with graduation and retention rates so you’ll know whether you’ll be paying for four or more years of college bills.

Another general resource is College InSight that lets you build a comparison table from dozens of variables to help you narrow your search.

Learn your aid eligibility and net price early in your college planning process.  If you’re in high school, by junior year or no later than the summer before senior year is the best time to focus on which colleges will fit your academic goals and bank account. Knowing your aid eligibility before applying to colleges will reduce your anxiety about where to apply and how much money you can expect to reduce your out-of-pocket costs for college.


  • shri krishna 3gp
  • driver marvell 88w8335
  • trend micro imss 7.0
  • vixen go get it download
  • ultimo show do exaltasamba
  • hp scanjet 8350 driver xp
  • dj maza funky dj
  • download vodafone busy tone
  • smith micro stuffit deluxe 2010
  • download phoenix wright ringtone
  • hijackthis for windows xp
  • telecurso ingles gratis
  • mp3 shirdi ke sai baba
  • download capitolo one piece 628
  • download software crs per windows
  • download boxer script font
  • agricultural simulator 2009 free
  • driver hp scanjet g2410
  • download project 64 1.7 55
  • 2face idibia ihe neme video
  • arun sharma quantitative aptitude soney
  • dao 3.5 windows 7
  • clownfish for oovoo download
  • nanosuit 2 video download
  • naruto shippuden episode 199
  • fallout new vegas mac
  • download free lac viet mtd 2009
  • runescape mining bot free
  • bob generation lost
  • download game top eleven for android
  • download gregory and the hawk album
  • download filme invictus dublado avi
  • download eminem rehab album
  • hindi poem for kids video
  • download tomorrow when the war began ebook
  • download ms projects 2010
  • aplicativo download video youtube android
  • download chicken invaders 4 free trial
  • download once were warriors movie free
  • download emptiness by rohan rathore songs pk
  • edup ed 1296 xp driver download
  • ntoskrnl.exe for windows xp
  • download baawre luck by chance
  • prema kavali movie links
  • nux youtube downloader app
  • morning glory soundtrack
  • all the right moves one republic
  • gilligan's island theme mp3
  • flat out free mac
  • download jika ten2five mp3
  • download soulja boy 50 cent
  • duman konser albA?mA? 2011 download
  • edirol ua 25ex driver mac
  • maximum speed lte
  • neal n nikki songs download free
  • download the press corpse
  • avan ivan video songs free
  • download eyes wide shut jls free
  • genuine windows 7 home premium 64 bit
  • mumbai local train timetable on mobile
  • v humse hai life songs
  • new vegas nexus manager
  • download alaska state song mp3
  • sfgame hack chomikuj
  • serebro ?????? ?NZ?? 1080p download
  • download hypersonic plugin for fl studio
  • kendrick lamar swimming pool song
  • wrong on itunes
  • download museum of bellas artes
  • free tiptoe through the tulips
  • okariki okaru songs
  • tumi ki sara dibe mila
  • download nascar 2002 demo
  • download buku hijab tutorial
  • download auto tele diablo 2
  • download sid rain mp3
  • download love hina advance
  • chrome quicktime movie
  • z ro the mule download
  • game rpg hay
  • lg voyager drivers
  • java gratis 64 bit
  • cyanogenmod 9 droid 3
  • download noor e khuda song free
  • eyedea big shot mp3
  • digital the secret world
  • download chinna chinna roja poove song
  • blaupunkt travelpilot dx r70
  • diablo 3 demon hunter trailer
  • download tees maar khan album
  • hi def video download
  • internet protocol tcp ip
  • driver epson lq 2180 win xp
  • download gi i joe dublado
  • diablo 2 lod client
  • dispatch gut the van download
  • jeeves and wooster season 2
  • download hetalia world series 39
  • a thousand miles zippy
  • wifey walk out mp3 download
  • rehab welcome home mp3
  • map footmen frenzy
  • download kesha tears in my eyes
  • kaleidagraph download full version
  • jeux nintendo 64
  • snaptu for blackberry 8900
  • download ???????? N?N?N???N????? ?????N????
  • scanjet 3500c software download
  • playerpro music player apk free
  • maxthon for mac
  • lanterna verde online
  • andaikan blink mp3
  • reading comprehension bible
  • download oracle driver ojdbc6.jar
  • raja songs free telugu mp3
  • download applied nonparametric statistical methods
  • fantastic four movie free
  • noc u sibiru mp3 download
  • webster dictionary foodnetwork
  • aa ante amalapuram ringtone free
  • unbreak my heart remix download
  • download mac os pocket leopard
  • download java 7 jdk mac
  • dreamscene for windows 7
  • asus tf101 update download
  • need for speed world windows xp
  • download gulabi ankhen by atif aslam unplugged
  • duke nukem hrp
  • download everybody knew mp3
  • sufjan stevens discography
  • free lagu puing kenangan ungu
  • heroes bowie mp3
  • yu yu hakusho 5 temporada download
  • robots vs zombies 2
  • snap n go
  • z ro one two
  • free priyathama neevachata kusalama song
  • league legends client
  • 3d shooters no
  • driver printer hp d1560 free
  • bt home hub 3 limit
  • download autocad windows 8
  • download after effects 5.5 trial
  • wednesday 13 bad things download
  • the 2nd law
  • english vinglish songs telugu
  • j aime la vie
  • sql express 2012 download
  • download abre los ojos
  • round the world in eighty days
  • free adobe cs 8
  • download flurry screensaver for windows
  • itunes 10.5 beta 6 download windows
  • la bruja de la cosquilla
  • spider solitaire windows 7
  • download gary clark jr worry no more
  • emptiness download video mp4
  • download raj thakre mp3
  • download mp3 ryan cabrera photo
  • download samantha cute photos
  • scanner qr code
  • cage of eden volume 1
  • download singapore visa for indians
  • justin bieber first dance
  • tieng bim bip mp3
  • fast surfing internet browser
  • no delay .grf ragnarok
  • download dmasiv sudahi perih ini mp3
  • download waka flocka party
  • free k lite new version
  • psp 1000 themes
  • download de la un pahar in sus
  • wonderland online game